В России может появиться налог на пенсионные накопления

В России хотят ввести новую пенсионную схему. В ней фигурирует гарантированный пенсионный план и подоходный налог на пенсионные накопления.

По завершению накопительной фазы у человека появится выбор: либо получить все накопления разом, либо приобрести пожизненный пенсионный план. В первом случае гражданину придётся заплатить подоходный налог. При использовании пожизненного плана выплаты будут начинаться или через 30 лет с момента начала накопления, или при достижении пенсионного возраста.

Проект о гарантированном пенсионном плане правительство уже готовится внести в Госдуму. ГПП должен стать заменой обязательных пенсионных накоплений, формирование которых заморозили с 2014 года.

Стандартный план будет рассчитываться на 15-20 лет вперёд. Однако каждые 2 года его будут пересматривать и продлевать ещё на 2 года. Выплаты будут носить пожизненный характер, что даёт возможность приравнивать их к пенсии. Неиспользованный остаток можно будет наследовать.

Какой налог придётся заплатить тем, кто захочет снять все накопления разом, пока не известно. Однако уже точно ясно, что полной накопленной суммы пенсионер не получит. Ему точно придётся вернуть вычеты по НДФЛ.

https://www.kaluga-poisk.ru/novosti-kaluga/novosti-rossii/v-rossii-mozhet-poyavitsya-nalog-na-pensio...

Дата публикации: 14.01.2020


 
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212 (93.8%)

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14 (6.2%)

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